Calculator

True Cost of a Car Calculator

Financing, cash, or leasing — compare the real total cost of each path, and see what the payment could become if it kept going into investments instead.

$
$
%
yrs
yrs
%
Total cost of financing
$0
Monthly payment
$0
If you kept the payment going into investments instead

$0

What happens if you keep the payment? Read what happened when the same car payment kept going for 15 years.
Read the article →

This does not account for resale value, trade-in equity, insurance, fuel, or maintenance differences between paths, which can meaningfully change the comparison. This calculator is for educational purposes only and does not constitute financial, investment, or tax advice. Consult a licensed financial advisor or CPA about your specific situation.