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Buying a First Home

The biggest purchase most people ever make, and the one with the least room for guessing. What you can actually afford, what a rate lock really means, and the math nobody shows you at the open house.

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What the bank approves you for isn't the same as what you can afford.
These are the topics we're building out first for this section, including two articles already live.
Rent or buy
1
Article

You Are Not Throwing Money Away By Renting

The opportunity cost of a down payment is a real number, and it's usually left out of this argument entirely.
2
Article

Should You Rent or Buy in Your 20s?

The honest answer depends on more than a mortgage calculator.
3
Article

The 3% Mortgage Trap: When a Great Rate Starts Making Your Decisions

A low rate is worth protecting until it starts deciding where you live.