/* Simple Money Advice: shared styles for standards, legal, tool and data pages. */
.sr-only{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.hub-hero a{color:var(--green-mid);font-weight:600;text-decoration:underline}
.std-wrap{max-width:760px;margin:0 auto;padding:8px 24px 80px}
.std-sec{margin-top:36px}
.std-sec h2{font-family:'Lora',serif;font-size:24px;font-weight:600;color:var(--green-dark);line-height:1.3;margin-bottom:12px}
.std-sec p,.std-sec li{font-size:16px;color:var(--text-mid);line-height:1.75}
.std-sec p+p{margin-top:12px}
.std-sec ul,.std-sec ol{padding-left:22px;margin-top:10px}
.std-sec li{margin-bottom:8px}
.std-sec a,.std-wrap p a{color:var(--green-mid);font-weight:600;text-decoration:underline}
.std-toc{display:flex;flex-wrap:wrap;gap:6px;margin-top:8px}
.std-toc a{font-size:13px;font-weight:600;color:var(--green-mid);background:var(--green-faint);border:1px solid #B7E4C7;border-radius:999px;padding:5px 12px}
.std-table{border:1px solid var(--border);border-radius:var(--radius);overflow:hidden;background:var(--surface);margin:8px 0 14px}
.std-row{display:grid;grid-template-columns:190px 1fr;gap:16px;padding:14px 18px;border-top:1px solid var(--border-light);font-size:15px;color:var(--text-mid);line-height:1.65}
.std-row:first-child{border-top:0}
.std-row strong{color:var(--text)}
.std-updated{margin-top:40px;font-size:13px;color:var(--text-light)}
@media (max-width:600px){.std-row{grid-template-columns:1fr;gap:4px}}
/* 404 */
.nf-search{display:flex;gap:8px;margin:8px 0 28px}
.nf-search input{flex:1;min-width:0;font:500 16px 'Inter',sans-serif;padding:12px 16px;border:1px solid var(--border);border-radius:var(--radius);background:var(--surface);color:var(--text)}
.nf-search button,.nd-btn{font:600 15px 'Inter',sans-serif;background:var(--green-dark);color:#fff;border:0;border-radius:var(--radius);padding:12px 20px;cursor:pointer;min-height:44px;display:inline-flex;align-items:center;justify-content:center;text-decoration:none}
.nd-btn:hover,.nf-search button:hover{background:var(--green-mid)}
.nd-btn-ghost{background:var(--surface);color:var(--green-dark);border:1px solid var(--border)}
.nd-btn-ghost:hover{background:var(--green-faint);color:var(--green-dark)}
.nf-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.nf-card{display:block;background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:16px 18px}
.nf-card:hover{border-color:var(--green-light);box-shadow:var(--shadow)}
.nf-card strong{display:block;color:var(--green-dark);font-size:16px;margin-bottom:4px}
.nf-card span{font-size:14px;color:var(--text-mid);line-height:1.5}
@media (max-width:600px){.nf-grid{grid-template-columns:1fr}}
/* Next dollar planner */
.nd-note{font-size:14px;color:var(--text-mid);line-height:1.6;background:var(--surface);border:1px solid var(--border);border-left:4px solid var(--green-light);border-radius:var(--radius-sm);padding:12px 16px;margin-bottom:20px}
.nd-note strong{color:var(--text)}
.nd-q{border:1px solid var(--border);border-radius:var(--radius);background:var(--surface);padding:16px 18px 10px;margin:0 0 14px}
.nd-q legend{font-weight:700;color:var(--text);font-size:16px;line-height:1.4;padding:0 6px;margin-left:-6px}
.nd-num{display:inline-flex;align-items:center;justify-content:center;width:24px;height:24px;border-radius:50%;background:var(--green-dark);color:#fff;font-size:13px;margin-right:6px}
.nd-hint{font-size:13px;color:var(--text-light);margin:2px 0 6px}
.nd-q label{display:flex;gap:10px;align-items:flex-start;padding:9px 6px;font-size:15px;color:var(--text-mid);border-radius:8px;cursor:pointer;line-height:1.4}
.nd-q label:hover{background:var(--green-faint)}
.nd-q input{margin-top:3px;accent-color:#1B4332;width:18px;height:18px;flex-shrink:0}
.nd-missing{color:#B42318;font-weight:600;margin:4px 0 10px}
.nd-result h2{font-family:'Lora',serif;font-size:26px;color:var(--green-dark);margin:8px 0 8px}
.nd-result:focus{outline:none}
.nd-lead{font-size:16px;color:var(--text-mid);line-height:1.7;margin-bottom:14px}
.nd-steps{list-style:none;counter-reset:nd;padding:0}
.nd-step{counter-increment:nd;position:relative;background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:14px 16px 14px 52px;margin-bottom:10px}
.nd-step::before{content:counter(nd);position:absolute;left:14px;top:14px;width:26px;height:26px;border-radius:50%;background:var(--border-light);color:var(--text-mid);font-weight:700;font-size:13px;display:flex;align-items:center;justify-content:center}
.nd-step-head{display:flex;justify-content:space-between;gap:10px;align-items:baseline;flex-wrap:wrap}
.nd-step-title{font-weight:700;color:var(--text);font-size:16px}
.nd-step p{font-size:14px;color:var(--text-mid);line-height:1.6;margin-top:4px}
.nd-step a{color:var(--green-mid);font-weight:600}
.nd-chip{font-size:11px;font-weight:700;letter-spacing:.04em;text-transform:uppercase;border-radius:999px;padding:3px 9px;background:var(--border-light);color:var(--text-mid);white-space:nowrap}
.nd-done{opacity:.8}
.nd-done::before{background:var(--green-faint);color:var(--green-dark);content:"\2713"}
.nd-done .nd-chip{background:var(--green-faint);color:var(--green-dark)}
.nd-next{border:2px solid var(--green-dark);box-shadow:var(--shadow)}
.nd-next::before{background:var(--green-dark);color:#fff}
.nd-next .nd-chip{background:var(--green-dark);color:#fff}
.nd-check .nd-chip{background:#FEF3C7;color:#92400E}
.nd-na,.nd-later{opacity:.75}
.nd-aside{font-size:14px;line-height:1.6;color:var(--text-mid);background:#FFFBEB;border:1px solid #FDE68A;border-radius:var(--radius);padding:12px 16px;margin:6px 0 14px}
.nd-aside a{color:var(--green-mid);font-weight:600}
.nd-actions,.mo-actions{display:flex;flex-wrap:wrap;gap:10px;margin:14px 0}
.nd-disclaimer{font-size:13px;color:var(--text-light);line-height:1.65;margin-top:12px}
.nd-disclaimer a{color:var(--green-mid)}
/* Data page */
.cw-key{background:var(--green-faint);border:1px solid #B7E4C7;border-radius:var(--radius);padding:16px 20px;font-size:16px;color:var(--text-mid);line-height:1.7}
.cw-key strong{color:var(--green-dark)}
.cw-scroll{overflow-x:auto;-webkit-overflow-scrolling:touch;border:1px solid var(--border);border-radius:var(--radius);background:var(--surface)}
.cw-table{width:100%;min-width:520px;border-collapse:collapse;font-size:15px}
.cw-table caption{text-align:left;padding:12px 14px 4px;font-size:13px;font-weight:700;color:var(--text-light);text-transform:uppercase;letter-spacing:.05em}
.cw-table th,.cw-table td{padding:10px 14px;text-align:right;border-top:1px solid var(--border-light);white-space:nowrap;color:var(--text-mid)}
.cw-table thead th{font-size:12px;font-weight:700;color:var(--text-light);border-top:0}
.cw-table th[scope=row],.cw-table thead th:first-child{text-align:left;color:var(--text);font-weight:700}
.cw-table strong{color:var(--green-dark)}
.cw-cite-box{font-size:14px;background:var(--surface);border:1px dashed var(--border);border-radius:var(--radius-sm);padding:12px 14px;color:var(--text-mid);word-break:break-word}
/* Checklist printable */
.mo-sheet{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:22px 24px;box-shadow:var(--shadow)}
.mo-sheet-head{display:flex;justify-content:space-between;align-items:baseline;border-bottom:2px solid var(--green-dark);padding-bottom:8px;margin-bottom:10px;font-size:18px;color:var(--green-dark)}
.mo-sheet-head span{font-size:12px;color:var(--text-light)}
.mo-list{list-style:none;counter-reset:mo;padding:0}
.mo-list li{counter-increment:mo;display:flex;gap:12px;padding:10px 0;border-bottom:1px solid var(--border-light);font-size:15px;line-height:1.55;color:var(--text-mid)}
.mo-list li div::before{content:counter(mo) ". ";font-weight:700;color:var(--green-dark)}
.mo-list strong{color:var(--text)}
.mo-list em{display:block;font-style:normal;font-size:13px;color:var(--text-light);margin-top:4px}
.mo-box{width:18px;height:18px;border:2px solid var(--green-dark);border-radius:4px;flex-shrink:0;margin-top:2px}
.mo-side{margin-top:12px;font-size:14px;color:var(--text-mid)}
.mo-fine{margin-top:10px;font-size:11px;color:var(--text-light);line-height:1.5}
@media print{.sma-header,footer,.no-print,.hub-hero,.nd-actions,.std-toc,ins.adsbygoogle,iframe,.sma-skip{display:none!important}body{background:#fff}.std-wrap{padding:0}.mo-sheet{box-shadow:none;border:0;padding:0}.nd-step{break-inside:avoid}}