Making Money

The Only Person Getting Rich From That Course Is the Person Selling It

📅 May 2026 ⏱ 7 min read ✦ Get Rich Slow By Michael Azzolina · CPA · MBA

There's a creator you've probably come across. They post about dropshipping, or real estate flipping, or Amazon FBA, or some other system that promises financial freedom. They show income screenshots. They film in front of expensive cars. They sell a course for $997.

Here's what I want you to understand about that person: their income does not come from the strategy they're teaching. It comes from you.

The actual business model

Financial content creators have 2 primary revenue streams: advertising and course sales.

Ad revenue comes from platforms paying them based on views. The more people watch, the more they earn. This means their incentive is to produce content that gets watched, not content that is accurate or actionable.

Course revenue comes from selling you a system. The higher the perceived value of the system, the higher the price they can charge. A $997 course is a normal price point in this space.

The math on a mid-size finance creator
YouTube channel size 500,000 subscribers
Average views per video ~80,000
CPM (cost per 1,000 views) ~$8
Monthly ad revenue (est.) ~$12,000
Course: 1,000 buyers at $997 $997,000
The audience is the product

That $997,000 from course sales doesn't require the dropshipping store to work. It requires you to believe it might work. The business is convincing. The offer is the course, not the outcome.

Why the strategy can't work at scale

Think about it this way. If a creator found a genuine, repeatable method to make $20,000 a month from dropshipping, the rational move is to run that business quietly and keep the edge. The moment you teach it to 10,000 people, you've created 10,000 competitors and the margins disappear.

Successful strategies in competitive markets don't scale through public instruction. They get arbitraged away.

What does scale is teaching. You can sell the same video to unlimited people. The marginal cost of the 10,000th course sale is close to zero. That's why the course exists — not because the creator wants to help you. Because the course business is more profitable than the underlying strategy.

If the system worked as well as advertised, the creator wouldn't need your $997. They'd be too busy running the system.

The income screenshot problem

Screenshots of income are not evidence that a strategy works. They're evidence that the person taking the screenshot made money at some point.

A Shopify dashboard showing $100,000 in revenue says nothing about profit. Revenue and profit are different numbers. A $100,000 revenue business with $95,000 in costs of goods, ads, and platform fees made $5,000. That's not a typo.

A stock portfolio screenshot showing a big gain says nothing about the picks that lost money, the timing, or whether the same strategy is repeatable in different market conditions.

Screenshots are cherry-picked by definition. You don't see the months it didn't work. You don't see the people who bought the course and made nothing.

Red flags to recognize

Stop before you buy if you see any of these

When courses are worth buying

Not all courses are a scam. Some are worth the money.

The difference is specificity and verifiability. A course teaching a concrete, learnable skill from someone with documented expertise in that skill is a different product than a course teaching a "system" for generating income from someone whose main income is selling the course.

A coding bootcamp teaches you to write code. You can verify whether you can write code afterward. A $997 dropshipping course teaches you to believe you might make money. That belief is much harder to verify.

Before buying anything like this, find out what the creator's actual income sources are. If the course is a significant portion of their income, that tells you something about the course.

What to do instead

Building income takes time. The legitimate paths look like this: get very good at something that's in demand, build income from your primary career, invest the difference consistently, and add income streams only when you have the capital and time to do it properly.

That doesn't make good content. It doesn't sell courses. It doesn't produce income screenshots that anyone wants to share.

The takeaway

The slow path always wins over the long run against strategies that only make money for the person teaching them. The creator business model is real and profitable — for the creator. Understanding that model is the most valuable thing you can take from any of this content.